Many travelers purchase travel insurance just to feel safe — but when it comes time to file a claim, most never do. Why? Because the process is confusing, slow, and full of fine print. But here’s the truth: if your trip was delayed, interrupted, or canceled and you bought travel insurance, there’s a good chance you’re entitled to compensation.

Unfortunately, insurers aren’t always eager to pay up. They rely on people being too busy, too frustrated, or too uninformed to file correctly. That’s where having a guided tool comes in handy. This insurance payback tool breaks down what you need, helps you check your eligibility, and assists in filing a proper claim — all in minutes.

Whether it’s baggage coverage, hotel refunds, or emergency delays, don’t let that premium you paid go to waste. If your trip didn’t go as planned, your insurance should help you get some of that money back. You paid for the protection — now make sure you claim it.